Tortilla Wrap Beans Cheese

Featured in: Main Dishes

This baked tortilla wrap combines creamy black beans with melty cheddar and Monterey Jack cheeses, accented by fresh veggies and warm spices. The tortilla is carefully folded into layers, then baked until golden and crisp, delivering a quick and customizable Tex-Mex inspired dish. Optional toppings like salsa, sour cream, and avocado add fresh brightness. Perfect for a simple, hearty meal or snack, it blends texture and flavor harmoniously with a satisfying, easy preparation.

Updated on Mon, 17 Nov 2025 13:04:00 GMT
Crispy baked tortilla wrap with beans and cheese, oozing cheese and a vibrant, layered filling. Save
Crispy baked tortilla wrap with beans and cheese, oozing cheese and a vibrant, layered filling. | cheerfulchefs.com

A fun, customizable baked tortilla wrap filled with creamy beans and melty cheese is perfect for a quick, satisfying meal or snack. This Tex-Mex inspired dish is vegetarian-friendly and easy to personalize for any taste.

I first tried this tortilla wrap hack when I needed a speedy dinner on a busy weeknight, and it instantly became a go-to in our kitchen. Each time, we swap out beans or cheeses to keep things fun and fresh.

Ingredients

  • Tortillas & Fillings: 4 large flour tortillas, 1 1/2 cups canned black beans (drained and rinsed), 1 cup shredded cheddar cheese, 1/2 cup shredded Monterey Jack cheese, 1/2 cup corn kernels (fresh, frozen, or canned), 1/2 cup diced red bell pepper, 1/4 cup finely chopped red onion
  • Seasonings: 1 tsp ground cumin, 1 tsp smoked paprika, 1/2 tsp chili powder, 1/2 tsp garlic powder, salt and pepper to taste
  • Toppings (optional): 1/4 cup chopped fresh cilantro, 1/2 cup salsa, 1/4 cup sour cream, 1 avocado (sliced)

Instructions

Prepare Oven:
Preheat oven to 400°F (200°C). Line a sheet pan with parchment paper.
Make Filling:
In a medium bowl, combine black beans, corn, bell pepper, red onion, cumin, smoked paprika, chili powder, garlic powder, salt, and pepper. Toss well to mix.
Prepare Tortilla:
Place a tortilla on a flat surface. Using a knife, make a single cut from the center to the edge (like slicing one radius).
Assemble Fillings:
Mentally divide tortilla into four quarters. Add bean mixture to one, cheddar cheese to another, Monterey Jack to the third, and leave the fourth for optional toppings if desired.
Fold and Layer:
Starting at the cut, fold the first quarter over the second, then the third, and finally over the fourth to form a layered triangle.
Repeat & Bake:
Repeat with remaining tortillas and fillings. Place folded wraps on sheet pan and lightly brush with oil or spray.
Bake Wraps:
Bake for 15–20 minutes, flipping halfway through, until golden and crisp.
Serve:
Serve hot with optional toppings: salsa, sour cream, avocado, and cilantro.
Golden-brown tortilla wrap hack loaded with beans, cheese, and vegetables, ready to eat. Save
Golden-brown tortilla wrap hack loaded with beans, cheese, and vegetables, ready to eat. | cheerfulchefs.com

My family loves when we gather to fill and fold our own wraps together, making each one just a little different with toppings. It's a fun way to get everyone involved in the kitchen!

Required Tools

Sheet pan, parchment paper, mixing bowl, knife, spatula

Allergen Information

Contains wheat (flour tortillas) and dairy (cheese, sour cream). Always check ingredient labels for possible allergens.

Nutritional Information

Per wrap (without toppings): 355 calories, 13 g total fat, 46 g carbohydrates, 14 g protein.

A close-up shot of a halved, folded tortilla wrap revealing melty cheese and bean mixture. Save
A close-up shot of a halved, folded tortilla wrap revealing melty cheese and bean mixture. | cheerfulchefs.com

Bake until wraps are crispy and golden, then serve warm with fresh toppings for an extra flavorful bite. Enjoy experimenting with different cheese and bean combinations.

Recipe FAQs

How do I fold the tortilla for this dish?

Make a single cut from the center to the edge, divide the tortilla into four quarters, layer fillings in each quarter, then fold each section over the next to form a layered triangle before baking.

Can I substitute the black beans?

Yes, pinto beans or refried beans work well as alternatives to black beans for a different flavor and texture.

What spices enhance the flavor of the wrap?

Ground cumin, smoked paprika, chili powder, and garlic powder add warm, smoky, and mildly spicy notes that complement the beans and cheese.

Can I add protein to this dish?

Yes, cooked shredded chicken or beef can be added inside the tortilla to make it non-vegetarian and increase protein content.

How to make the wrap crisp when baked?

Lightly brush or spray the folded wraps with oil before baking at 400°F for 15–20 minutes, flipping halfway to ensure even crispiness.

What toppings pair well with this wrap?

Salsa, sour cream, sliced avocado, and chopped fresh cilantro add freshness and creaminess to balance the baked layers.

Tortilla Wrap Beans Cheese

Baked tortilla layered with beans, cheddar, Monterey Jack, and fresh vegetables for a tasty meal.

Prep Time
15 minutes
Cook Time
20 minutes
Overall Time
35 minutes
Creator Ruby Smiles

Recipe Type Main Dishes

Skill Level Easy

Cuisine Background Tex-Mex

Portions 4 Serves

Dietary Preferences Vegetarian-Friendly

What You’ll Need

Tortillas & Fillings

01 4 large flour tortillas
02 1½ cups canned black beans, drained and rinsed
03 1 cup shredded cheddar cheese
04 ½ cup shredded Monterey Jack cheese
05 ½ cup corn kernels (fresh, frozen, or canned)
06 ½ cup diced red bell pepper
07 ¼ cup finely chopped red onion

Seasonings

01 1 teaspoon ground cumin
02 1 teaspoon smoked paprika
03 ½ teaspoon chili powder
04 ½ teaspoon garlic powder
05 Salt and pepper, to taste

Toppings (optional)

01 ¼ cup chopped fresh cilantro
02 ½ cup salsa
03 ¼ cup sour cream
04 1 avocado, sliced

Step-by-Step Guide

Step 01

Preheat oven: Preheat the oven to 400°F and line a baking sheet with parchment paper.

Step 02

Combine filling ingredients: In a mixing bowl, stir together black beans, corn, bell pepper, red onion, cumin, smoked paprika, chili powder, garlic powder, salt, and pepper.

Step 03

Prepare tortillas: Place one tortilla on a flat surface and cut from its center to the edge to form a single radius.

Step 04

Portion fillings on tortilla: Mentally divide the tortilla into four quarters: add the bean mixture to one quarter, cheddar cheese to the next, Monterey Jack cheese to the third, and leave the last quarter reserved for additional toppings if desired.

Step 05

Fold tortilla wrap: Starting at the cut, fold the first quarter over the second, then fold over the third, and finally fold over the fourth, forming a layered triangle shape.

Step 06

Repeat with remaining tortillas: Repeat the filling and folding process with the remaining tortillas and fillings.

Step 07

Prepare for baking: Arrange folded wraps on the prepared baking sheet and lightly brush or spray with oil.

Step 08

Bake wraps: Bake for 15 to 20 minutes, flipping halfway through, until wraps turn golden brown and crisp.

Step 09

Serve: Serve warm with optional toppings such as salsa, sour cream, avocado slices, and fresh cilantro.

Tools You’ll Need

  • Baking sheet
  • Parchment paper
  • Mixing bowl
  • Knife
  • Spatula

Potential Allergens

Inspect ingredients for specific allergens and contact a professional for concerns.
  • Contains wheat (flour tortillas) and dairy (cheese, sour cream). Verify ingredient labels for allergens.

Nutritional Details (Per Serving)

Provided as supportive info; always cross-check with your healthcare provider.
  • Calories: 355
  • Fats: 13 grams
  • Carbohydrates: 46 grams
  • Proteins: 14 grams