# What You’ll Need:
→ Base Layer
01 - 1 (16 oz) can refried beans
02 - 1/2 teaspoon ground cumin
03 - 1/2 teaspoon chili powder
→ Creamy Layer
04 - 1 cup sour cream
05 - 1 cup cream cheese, softened
06 - 1 tablespoon fresh lime juice
07 - 1/4 teaspoon salt
→ Salsa Layer
08 - 1 cup chunky salsa, drained
09 - 1 medium tomato, diced
10 - 1/4 cup red onion, finely chopped
11 - 1/4 cup fresh cilantro, chopped
→ Topping Layer
12 - 1 cup shredded cheddar cheese
13 - 1/2 cup sliced black olives
14 - 1/2 cup diced green bell pepper
15 - 1/2 cup sliced green onions
# Step-by-Step Guide:
01 - In a medium bowl, combine refried beans with ground cumin and chili powder. Mix until evenly seasoned. Spread the mixture into the bottom of a 9-inch serving dish, creating a compact, even layer.
02 - In a separate bowl, blend sour cream, softened cream cheese, lime juice, and salt until the mixture achieves a smooth, spreadable consistency. Carefully layer this cream mixture over the bean base, spreading gently to maintain layer separation.
03 - In another bowl, combine drained salsa, diced tomato, finely chopped red onion, and fresh cilantro. Spoon this mixture evenly over the cream layer, taking care to distribute flavors uniformly across the surface.
04 - Sprinkle shredded cheddar cheese evenly over the salsa layer. Distribute sliced black olives, diced green bell pepper, and sliced green onions across the cheese, ensuring balanced visual presentation and flavor distribution.
05 - Refrigerate the assembled dip for a minimum of 30 minutes to allow flavors to meld and layers to set. Serve chilled with tortilla chips or fresh vegetable sticks.